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Four Ways to Save Money When Insuring Your Family Car

Car insurance is something that every driver needs, and with more and more accidents on the roads each year, the cost of insuring your vehicle is on the rise. Even if you have a long no-claims discount and drive a safe, new model, car insurance can set you back a few hundred pounds yearly. Thankfully, there are some things that you can do to legally cut the cost of your car insurance and pay less to make sure that you are protected in the event of a collision or car theft.

Four Ways to Save Money When Insuring Your Family Car

Limit Your Mileage

Driving less isn’t just good for the environment; it’ll also be good for your pocket. The less you drive, the lower your risk of being involved in a crash, so it’s no surprise that drivers who list a low annual mileage tend to be the ones able to take advantage of the lower prices. If you can car share with colleagues, use public transport, or walk and cycle instead, there are many benefits of doing so. And not only will you save money on your insurance, but you’ll also save on fuel.

Get a Dashcam

Having a dashcam fitted to your car can lead to a discount with some insurers. This is because it can make settling a claim much easier in the event of a collision, as you will have video evidence of what happened. And, getting a dashcam is easier than ever with many cheap yet reliable models on the market. You can plug it into your cigarette charger, or if you prefer, have somebody wire it into the car electrics for you, so that it starts recording automatically when you switch the engine on. For even better proof of anything that might happen on the road, have dash cams fitted to both the front and back of your car.

Pay Annually
Paying for your car insurance monthly might be an ideal way to spread the cost, but you will also end up paying more. This is because it is essentially a loan, with interest added. Over the course of the year, you’ll end up paying more than you would if you had paid for the year upfront – plus, you don’t need to worry about paying for your car insurance for twelve months.

Shop Around

If your car insurance is up for renewal, the costliest mistake you could make is accepting the renewal quote without first shopping around. Insurance companies are not known for rewarding loyalty, and most of the time, you’ll be able to get a much cheaper deal by using Quotezone to compare car insurance and see what other insurance companies, such as One Sure Insurance for example, are offering their new customers. All you need to do is enter your details and your vehicle details, and you’ll be able to compare prices and levels of cover from several different UK companies to find the right option for you.

Car insurance is a necessary expense if you are a driver, but there’s no need to pay more than is necessary. Keep these tips in mind when trying to find the best deal for your next policy.

*This is a collaborative post

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