Green Homes Need Green Gardens 

More and more homeowners have transformed their interior decor and lifestyle to create nature-friendly attitudes at home. You might have switched all your light bulbs for LED solutions that are not only cost-effective but that also dramatically reduce your energy consumption, for instance. Perhaps you’ve been encouraging your family to take shorter showers and turn the tap off while brushing their teeth. It is not uncommon, as well, to pursue your green motivations into the kitchen, where your grocery shopping focuses only on the most sustainable options, from packaging to production. In a word, you have a green home.

However, if your green home is surrounded by a grey and dull garden, your efforts in protecting the ecosystem might seem vain. As a nature-lover, you need to invest time and energy in turning your yard into a green and lush garden. Why so? Because the best way to protect the environment is to create a space where wildlife can roam freely and safely directly at home.

Green Homes Need Green Gardens 

Is it flooded in places?

Home maintenance is the responsibility of the homeowner. You wouldn’t dream of putting your house at risk by falling your maintenance schedule, from cleaning the gutters to keeping your HVAC system under control. However, the same level of care isn’t passed onto the garden. If the gutters on your driveways tend to flood easily, for instance, it might be a sign that they’re blocked. The excess water can lead to wet patches in your garden, which affects not only the vegetation but also the overall soil structure. Additionally, the presence of stagnant water in your garden can also be a health hazard for pets and children. In other words, you want to ensure that rainwater has a clear escape path.

Soil needs nutrients to be productive

Unless you’re a professional gardener, you probably don’t know the soil composition in your garden. However, you can observe if there are visible issues. For instance, if plants struggle to grow, your soil might not be fertile enough. You can use feeding solutions such as Seasol to give your garden all the nutrients it needs. Additionally, you can also make your own compost bin, using biodegradable garbage – fruits and vegetable peels are a favourite, but you can also use eggshells, for instance – to feed your soil. Besides, using composting benefits not only the soil but the environment, as you can dramatically reduce your wastes.

Is your soil too compact or overcrowded?

Last, but not least, if you notice a lot of wet or empty patches where nothing seems to grow, it’s a sign that you might need to dig deep. Indeed, the presence of rocks and other large obstacles – such as bricks or even construction rambles from a previous construction site – in the ground affects its ability to absorb water. Consequently, your garden appears to flood when it rain, even though you’ve got a water evacuation system. Additionally, plants can’t grow roots in the proximity of stones, and therefore they can’t survive. Large obstacles might need breaking up or even professional equipment to be removed safely. For small stones and rocks, you can use a shovel to solve the issue.

Gardening pic of a shovel and a wall

A green garden is a welcoming place for wildlife. It provides shelter and food for small animals and insects. Additionally, it also actively purifies the air around your home and makes your green home lifestyle come true.

*This is a collaborative post

Shopping for Big and Tall Men

Clothing for big and tall men is potentially frustrating. If you know someone who wears big and tall sizes, you’ll need to consider several factors. For instance, he might be tall, but he’s not big. Or it might be the other way around. On top of those problems, you might find a big and tall clothing store that simply doesn’t know the difference even though they sell big and tall sizes.

Shopping for Big and Tall Men

Determining Which is Right

Tall men usually fall in the category of 6’2” or above. These men are considered tall, but may not be big. Big men usually have larger hips, waists, and chests. This type of man might need a big shirt, but not necessarily a long one. Additionally, a big man might need a broader waist size, but don’t require a longer inseam.

It should be a straightforward exercise to determine which the man in your life needs. Does he have a short torso and long legs? There’s the potential that he can buy either his pants or his shirts from a regular clothing store, but might need to purchase the other from a big and tall shop.

Finding What He Needs

Keep in mind that knowing what you need and finding what you need are two different things. It can be difficult to find store clerks who can help locate exactly the right size. You might find a big size but not a tall size. Or vice versa.

Also, some clothing manufacturers have clothing sizes that don’t make much sense. Plus, sizes aren’t consistent across clothing lines which makes finding the right fit even more frustrating.

Going Well-Armed

The best thing you can do when shopping for big and tall clothing is to have the most accurate measurements you need. This gives you the ability to make better purchasing choices in a challenging area of clothing.

Rack of mens suit jackets

Remember, big and tall clothing doesn’t have to be confusing. Just be sure you’re armed with the knowledge you need.

 

*This is a collaborative post

Introducing McDonald’s Vegetarian Happy Meal and Spicy Veggie Wrap (AD)

*Disclosure: This post is part of a paid project with McDonald’s UK and BritMums, promoting McDonald’s Veggie Happy Meal and the new vegetarian menu items.*

McDonald's vegetarian wrap Happy Meal

I have some exciting news! McDonald’s has just launched a brand new Vegetarian Happy Meal and a Spicy Veggie Wrap, available now. As a vegetarian myself, and Squiggle has chosen to be too, I am delighted that there is a new meat-free option available. And of course, you also don’t even have to be vegetarian to appreciate more variety on the menu!

I love that McDonald’s are always looking for new ways to improve their menu; hence why they have introduced the tasty new veggie wrap, which is available as a Happy Meal and as a Spicy Veggie Wrap for adults. The flavour of the vegetarian wrap was chosen following an exclusive BritMums tasting session, where bloggers and their children helped taste and select the final flavour, so these new menu items were genuinely created with the help of real families!

McDonald's veggie wrap Happy Meal - ordering new vegetarian options

As you might have spotted on my Instagram stories, we went to McDonald’s to try out these new permanent menu items. Squiggle is sometimes reluctant to try new food but she was delighted that they have introduced a Happy Meal veggie option for kids and was keen to tuck in. This tasty wrap is made from red pepper and pesto goujon with tomato ketchup and shredded lettuce wrapped in a soft, toasted tortilla. She said it was yummy and gave it the big thumbs up! And at 209 calories it is a reasonably healthy option, especially paired with carrot sticks, as Squiggle had. The RRP is £2.49 which is great value too!

Squiggle opening McDonald's happy meal veggie wrap

I also tried out the brand new adult Spicy Veggie Wrap, which is 364 calories, RRP is £2.99 and absolutely delicious! It is made from two red pepper and pesto goujons, with tomato, lettuce and red onion, and a generous dressing of spicy relish, all wrapped in a soft, toasted tortilla. It’s really tasty and full of flavour. I was really impressed! (And I confess I have already had another since – they are THAT good!!!)

McDonald's spicy veggie wrap

We are thrilled to be part of this BritMums project and really enjoyed being amongst the first people to sample the new vegetarian options. Thank you McDonald’s! Why not pop along to your local branch to try them out yourself too…. and don’t forget to let us know what you think!

Squiggle and Katie Living Life Our Way holding McDonald’s Vegetarian Happy Meal and Spicy Veggie Wrap

Future-Proof Your Home And Reduce Future Costs

You never what is going to happen in the future. And that is especially the case in the home. There are lots of faults that could occur to the various systems in a property, and these could end up being very expensive to get fixed. Plus, small accidents could leave some furniture and other items in your home in need of repair or replacement. All of these little jobs might not seem like such a big deal when they occur, but over time all of that work and maintenance will eventually add up. When you look back, you might be shocked to learn just how much it’ll cost you.

That’s why it’s a good idea to think about ways you can future-proof your home. This just means that you protect it from things that could go wrong in the future. To find out more about this, read on to learn some great tips…

 Future-Proof Your Home And Reduce Future Costs

Get Your Heating System Serviced

It can be a real pain when a home’s boiler breaks down or has a major fault. You will need to find someone who can fix it as soon as possible, especially if it breaks in the winter months, and this might not be cheap. Thankfully, there is one way to reduce your risk of a fault with the heating. You just need to see your local HVAC contractor and see if they also carry out services. If you get your system serviced at least once a year, then any potential problem could be stopped dead in its tracks.

Make It Eco-Friendly

Lots of people are now very mindful about how their way of life impacts on the environment. As many more people are becoming conscious of this, lots of homeowners are now thinking of ways in which they can make their home more eco-friendly. For instance, you might want to replace your furniture with pieces made from sustainable or recycled materials. It could also be worth installing solar panels to your roof. Not only do they provide your home with greener energy, but you will find that they can also help you reduce your monthly energy bill as well.

See To The Gutters On A Regular Basis

One of the main jobs that gets neglected by homeowners is cleaning the gutters out. Even though this may not seem like such an urgent job, keeping on top of your gutters can help you prevent a lot of damage to the property. When gutters get blocked, the rainwater that collects in them can’t flow down to the drain. Instead, the gutters overflow and the water runs straight down the wall. Water damage is extremely expensive to repair, so you need to stop this happening by cleaning out your gutters on a regular basis!

 

Choose Easy To Clean Floors

Carpets may look nice, but they can be problematic if anything gets spilled on them. To make sure you don’t have to go to the expense of replacing a stained carpet, opt for easy to clean floors, like laminate or wood.

You really do need to look after your home well into the future!

*This is a collaborative post.

Dealing With Death: What To Do When Someone Dies

As I have mentioned in previous posts, my grandad died last year. This certainly isn’t the first close family bereavement I have had; my other three grandparents have also passed, and my mum died back when I was just 21, so around 18 years ago now. However, this time was different. My brother and I were next of kin, and so, for the first time ever, the practical side of dealing with death became our responsibility.

Now, I won’t lie; my brother took care of practically everything, due to my own difficult circumstances. (I have mentioned previously that the bereavement led to Squiggle having a full-on mental health crisis). However, I did pick up some useful information from him along the way, which might help other people going through the same thing…

Dealing With Death: What To Do When Someone Dies

Register the Death and Notify People

The first thing to do is report the death, and the coroner will come to take the body away. At this stage, you might feel overcome with emotion and struggle to see them leave, or you may feel entirely numb. Or anywhere in between. And whatever you feel, that is ok and normal.

You will also need to register the death within 5 days. To do this, you need the medical certificate and you will be asked some simple questions about their personal details. Taking a form of their ID along may help with this. You will then be given the death certificate.

In your own time, but sooner rather than later, you will need to let people know the sad news. As well as friends and family, you need to let anyone working with them – either through employment, volunteering, or carers – know too. Plus HMRC/ benefits, banks, housing, and bills, will all need to be notified as well.

With housing, depending on the situation, please note you may then be on asked to clear-out and vacate the property within a limited timeframe, so be mentally and physically prepared for this task ahead too. For example, my grandad was in a rented home run by a local charity and we were given a month to hand over the keys to an empty home.

Funeral Arrangements

If the person had pre-planned their own funeral, as my grandad had done, then this makes some of the arrangements easier to deal with. Make a note of any specific last requests for the funeral, which might be written, or simply in the form of information left with somebody. Things to consider are; type of funeral to hold (burial or cremation), type of service they would like (religious or not for example), arranging flowers (or donation to charity, or some other alternative), transport, any readings and song choices, and what to do afterwards. Some people also like some kind of memorial; words in a book or remembrance, a plaque on a wall, or even a bench, or a tree planted.

All of these aspects are very personal choices and so therefore there are lots of difficult decisions to make at this time. Funerals are also expensive, so cost might be a factor too. It can be a difficult time, but you need to be gentle with yourself and remember you are doing the best you can for them.

Legal Documents and Settling Estate

We found this more time consuming than expected, despite it being a relatively straightforward set of affairs in our case. A solicitor maybe needed depending on the circumstances; we did it ourselves. You will need various documents in order to close bank accounts, and make sure you check any relevant policies too. Any goods sold, including property sale if relevant, will then need to be added to the total amount to be distributed. The final amount should then be shared out as per stated by the testator. Depending on how much it adds up to, you might need to pay tax on it too so remember to notify HMRC.

Sunlife have also written a useful guide on what to do when someone dies, which includes handy checklists to help remember everything during this difficult time. You might find this very helpful to refer to.

Final Thoughts

It can be hard to process all the emotions when you are hit with a bereavement, especially if you are feeling overwhelmed with the practical tasks too. Be sure to reach out and ask for help and support when needed. Also consider seeking counselling if things get too much to cope with. Looking after yourself, and those around you, is important.

*This is a collaborative post.

Boom25 – Shop and Win Your Cash Back!

Boom25.com is a shopping site with a difference. When you purchase from particpating online stores via the website or app, you are in with a chance of winning your cash back!

Screenshot Boom25 - step by step how it works

The way it works is very simple; the site gets commission for every sale made, and it uses some of that to offer prizes; making it a unique and fun way to shop! The site is fully registered under UK laws, and has dished out hundreds of thousands of pounds in winnings so far, with over a quarter of a million registered users.

There are lots of well known stores taking part, so you can easily use it to shop at your usual places. For example; Ebay, Groupon, Superdrug, Asda, Moonpig and Tesco all participate, amongst many others. There are almost 900 shops currently, and counting.

Boom25 - a selection of popular participating stores

It doesn’t cost any extra to shop through boom25 cashback site and there are no hidden charges. The system works out the winner, usually every 25th person to shop at that store (although look out for specials too, there are sometimes more frequent winners on selected sites!)  and the winner is paid back the amount they spent by paypal.

It is a very simple idea, which puts extra fun and excitement into shopping! I personally think it is good for purchasing essential things that you need to buy anyway, as you never know when you might find yourself getting your money back!

Here is a video explaining it further:

So why not sign up and shop through the site; you might just find yourself winning back what you spent! Enjoy.

*This is a collaborative post.

Vegan Menu at City Spice, Brick Lane, London: Review

A couple of weeks ago I was invited along to City Spice in Brick Lane, London, to review their new vegan menu. As most of my readers will probably know, I am a vegetarian who regularly enjoys vegan food, and I took along with a friend who is vegan.

City Spice, Brick Lane, London
About City Spice

City Spice is a multi award winning restaurant in the heart of East London’s Brick Lane. Since being crowned as ‘The King of Brick Lane’ back in 2017, it has won several other awards and has a Certificate of Excellence from TripAdvisor.

Vegan Menu

City Spice also offers an extensive vegan menu; the first of its kind to grace East London’s famous Brick Lane.  It has 14 delicious dishes, perfected by owner Abdul Ahad, and recently won Best Indian Vegan Restaurant award at the
Bangladesh Caterers Association Award, decided by a vote from the 12,000 member restaurants of the Bangladesh Caterers Association.

Owner, Abdul Ahad, developed the menu following a huge demand from Veganuary last year. The menu has proved very popular; resulting in a 170% increase in bookings for the restaurant in the two months following the launch.

Ahad used his experience and expertise from around the globe to create his delicious range of vegan offerings. “Having been in the fires for some time, the new dishes were perfected following my humbling visit to Sri Lanka, inspired by tips, tricks and recipes from some of the world’s most talented and award winning chefs, including Michelin-star chef Rupert Rowley. It’s time to show the vegan community, and those who favour vegan dishes, what the King is capable of.”

A selection of food from the vegan menu at City Spice, Brick Lane, London

Veganuary Founder, Jane Land commented: “2018 was Veganuary’s biggest year yet, with more than 167,000 people taking part, a whopping 100,000 more than last year – and that’s just the ones we know about! With societal eating habits changing, and forward thinking restaurants like City Spice reflecting this within their menus, it’s never been easier to go vegan.”

Vegan Menu at City Spice, Brick Lane, London: Review

Review

We visited City Spice on a Wednesday evening. We arrived earlier than our booking but they were very accomodating and were able to seat us immediately. The staff were warm, friendly and welcoming but not overbearing, and they assisted us efficiently.

The restaurant itself has seating on ground level and downstairs. The toilets are also down a flight of stairs, although I am not sure whether there are disabled facilities elsewhere for accessibility, or not. The facilities were basic and clean, and the rest of the restaurant also maintains a simple but clean feel about it. The restaurant was fairly busy for a weeknight and had a nice vibe to it.

For starters, I ordered Aloo Chat, which is a blend of potato and spices, and Liz ordered Vegetable Pepper. Both of these were delicious.

Aloo chat starter, vegan food, City Spice

For mains, I had Palani Potatoes, described as ‘fresh cubed pieces of potatoes are cooked with zesty cumin seeds and curry leaves, to provide a distinct, medium flavour, exemplified by a thick mouth-watering sauce’. Liz opted for a daal dish.

Vegan mains at City Spice, Brick Lane, London

Both dishes were full of favour and really tasty. My dish was noticeably milder, whereas the daal had quite a spicy kick to it. Both quite different choices but equally as mouth-watering! The servings were very generous; infact, we were unable to find room to finish our meals. However, this was no reflection of the quality of food, just the amount of it!

Palani potatoes, vegan food, City Spice, Brick Lane, London

We felt it offered good value for money. Our starters cost £3.95 for Aloo Chat and £4.95 for Pepper, our mains were £8.95/ £9.95, plus our side orders of bread and rice were £2.95 each. So in total, including soft drinks and tip, the entire bill was under £45 for two people, which we consider to be reasonable.

Summary

We both really enjoyed our meal, and our evening. It was good quality flavoursome food, with an extensive vegan menu, and nice atmosphere. We would recommend you give this place a try and see for yourselves!

To book a table at City Spice restaurant, or for more information, check out the​ website ​www.city-spice.london

*Disclosure: We enjoyed a complimentary meal for the purpose of this review. All thoughts and opinions are entirely our own. 

 

 

Upgrading a Run-Down Property

Working on a property project can be very exciting, especially if you love DIY and styling your home. So when you’ve got a rundown property, here are a few ways to upgrade and improve it

Upgrading A Run Down Property

Set Yourself A Budget & Time Scale

Firstly you want to go about setting a budget for the project. Whether it’s working on one or two rooms or the whole house, it’s important to have a budget. Do your research and find out what the cost would be for materials and any other services you might need to pay for. Don’t go over your budget or set one that’s too high or you can’t afford.

It’s worth also having a timeline for your project. Of course, the inevitable and unexpected can happen, which can delay it, but it’s good to have a deadline of some sort.

Identify Any Permissions Needed

It’s important to identify any permissions that might be needed for you to proceed with any work. Planning permissions can delay a project, so be sure to sort this out before starting the work. Consult your local government or council in regards to the work and if needed, get a solicitor to help with any problems you may encounter along the way. When you’re building an extension of any sort, you also want to factor in your neighbors. At the end of the day, you don’t want to upset anyone, especially those living by you, so approach them regarding your plans.

Work On The Structure

The structure of a house is the most crucial because if it’s not, then it poses a danger to yourself and the household and will no doubt cost you considerably if something bad were to happen. It might be handy to get in a professional to survey the property prior to any work being done as they may be able to spot the damage you don’t see for yourself. Getting it fixed immediately is going to save you money down the line and will make it much more sellable if you decide to move on.

It’s handy to have roof inspections too as this is another part of the property, you won’t be able to see for yourself unless you want to brave it on a ladder. Make sure that any gaps or holes are filled in to prevent you having to call out pest control services. This is particularly important throughout the colder months as vermin, and other pests will seek warmth and find your home attractive!

Replace Old Windows And Doors

You might already have windows and doors that are functioning perfectly well, but after you’ve worked on the structure of the property, it’s a good idea to check just how beneficial they are in keeping your home warm and energy efficient. Double or triple glazing is recommended for windows to lock out the cold and keep in the heat. Your doors could be too heavy or perhaps might not be fireproof.

Insulate Before Decorating

Insulating your home is incredibly important because it will keep your home warm throughout the year and will also save you a huge amount of money over time. Check your wall cavities and roofing to see if there’s any insulation installed already and if not, make it a priority to do so. The materials come in various forms that are suitable for every budget.

Windows and doors can also be insulated such as hanging heavy curtains or thermal blinds. You can also install or have draught excluders attached to the doors to save on heating.

Style The Property To Suit You

The advantages of upgrading a run down property mean you can make it work for you, whatever way you’d like it to do. Whether that’s having open spaces or bedrooms with en-suites, design a property that suits your way of living.

Take advantage of any original features that might already be part of the house and emphasize these features. When picking out appliances and white goods, go for quality because they’ll last much longer than the cheap options.

When it comes to the decor of your home, this is the perfect opportunity to style your home just how you want it. From what kind of furnishings you have, the colours of your wall and whether you have underfloor heating.

Finishings

When it comes to finishings, one example are skirting boards. The paint you choose can set the overall look of a room. Over at Skirting World they recommend opting for a satin finish. This gives a solid colour that is also hard-wearing. Of course, there are also pros and cons to the other types of paint too, and it depends on personal preferences ultimately, but satin tends to offer the best of other choices.

See this as an opportunity to create your ideal home, exactly your way!

Working on a project like a run down property can be incredibly exciting. You can really transform a property into your perfect home. So if you fancy taking on something new, why not try your hand at a run down property?

*This is a collaborative post

What are the Priorities for Climate Change? #TakeASeat at COP24

We have 12 years to save our planet. Just twelve short years. As explained by the world’s leading climate scientists, global warming needs to be kept to a maximum of 1.5C, beyond which even half a degree will significantly worsen the risks of drought, floods, extreme heat and poverty for hundreds of millions of people.

The authors of the landmark report by the UN Intergovernmental Panel on Climate Change (IPCC) say urgent and unprecedented changes are needed to reach the target, which they say is affordable and feasible although it lies at the most ambitious end of the Paris agreement pledge to keep temperatures between 1.5C and 2C.

The United Nations Climate Change Conference COP24 is happening now, and they want to give us all a seat at their table. They are asking:

What are your priorities for making progress on climate change?

Share your key points for climate action across social media using the hashtag #TakeYourSeat to make your voice heard.

So what are my key priorities for tackling climate change?

• Focus on reducing single-use plastics & plastic waste:

In some countries, there have been major strides in this already. Initiatives from organisations such as Surfers Against Sewage and Lonely Whale, amongst many others have driven change in policies at government levels and inspired large communities to change their habits. However, this is the tip of a very large iceberg that cannot be ignored.

Further changes in policies to tackle it at the source – especially the manufacturers and companies themselves – need to be put in place, to stop them producing so much. Consumers need to change their habits too, but they are often limited by lack of options and cost barriers. There is only so much they can do; companies are best placed to tackle the issue more effectively. Policy needs to ensure the importance of this and give guarantees this will happen urgently.

• Replace fossil fuels with clean energy:

End fracking. Replace all fossil fuels with clean energy. There are some key countries in the world, including here in the UK, who are still heading in the wrong direction on this. We need to change our course, now.

• Embrace slow fashion:

The fashion industry needs a mass overhaul. Fast fashion, with cheap throw-away clothes that are only worn once or twice, is killing our planet. The processes and materials used are unsustainable, and unethical too. Attitudes need to change, and the entire way the industry operates, needs to change.

#TakeYourSeat COP 24 climate change conference - quote

Individual Action

Did you know that reducing meat intake (especially beef) is the single most effective action that individuals can take to reduce climate change?

Every little helps, so even just one meat-free day per week makes a huge difference. Give it a try.

I always wondered why somebody didn't do something about that. Then I realised I am somebody.

Further action: Promote the benefits of reducing meat consumption. Support and raise awareness of initiatives such as Meatless Monday to help drive consumer change.

What are your key priorities for climate change? 

Join in the discussion #TakeYourSeat

 

Mis-sold Mortgages: Have You Been Affected?

I bought a flat back in 2005, during the height of the property boom in one of the most expensive cities in the UK. At the time I was a newly qualified teacher and was able to take advantage of a government scheme available that offered me an equity loan, which allowed me to purchase a higher value property than I would have been able to afford otherwise. This loan also meant I got 100% mortgage, so no deposit needed. It also meant an excellent mortgage deal!

Fast forward to 2009 and, now a parent, the property was no longer suited to our needs. But the market had gone bust, making it difficult to sell up and move. Worse still, I had quit my teaching job to stay home with my daughter full time, so was also now under pressure to repay the equity loan within the specified timeframe, because I had left the profession.

After a lengthy struggle (and a massive mess made by the solicitors, which technically left us homeless for a week while the purchase was completed on our new home… but that’s a whole other story!) the property was sold with practically no equity.

This meant the new mortgage was less favourable because of the small deposit. At the time, I considered it lucky that the broker found a mortgage, even though it meant paying higher interest rates and larger monthly payments than was perhaps wise. However, on reflection, this kind of thing is exactly why there are so many mis-sold mortgage claims

Mis-sold Mortgages: Have You Been Affected?

In my case, having looked at all the factors, I don’t think it was missold. But if you got a mortgage since November 2004 – and especially if it was through a broker – you could well have been missold your mortgage; in other words, you were given advice that wasn’t suitable, the risks were not clearly explained to you, or you were not given all of the information you needed. Basically, for one reason or another, if you ended up taking out a product that wasn’t right for you.

Affordability

One example is if you cannot afford your mortgage through no fault of your own. If you had substantial debt and/ or were advised to borrow large amounts of capital, it is possible that their repayment scheme was impossible to maintain in your current financial state.

Debt Consolidation

Another example is if you were told to consolidate your debt into the mortgage. Sometimes this advice is accurate and the best course of action. But if you were advised incorrectly, or not given all the relevant information to make an informed decision, this could mean you were mis-sold your mortgage.

Raising Capital or Extended Mortgage Terms

Other examples are if you took out a new mortgage in order to raise capital, or extended your mortgage terms, without being informed correctly of the risks and downsides of doing so. This includes if you added broker fees and mortgage fees to your payment terms too. Clients advised to increase their capital in this way may be entitled to compensation for the added interest liability paid.

Mortgage mis-sold. Keys and house keyring

If you think you may have a claim, contact an expert, such as the mis-sold mortgage experts for a consultation. You will pay a percentage of any entitlement back to the company, should the claim be successful, to cover the cost of their solicitors and so on. But if you were mis-sold your mortgage and are entitled to make a claim, doing so through a company makes the whole process easier than trying to claim independently.

*Disclosure: This is a collaborative post.