Easy Ways To Save For Your Family Adventures

Family adventures are great, but unlike the ones you read about in books, they cost money. Whether you like to plan for big trips or days out, it’s nice to have a little rainy day fund to help you pay for your adventures. A family has a lot of expenses, making it hard to put money away, but thanks to these clever savings ideas you can help your family save easily for your next adventure…

Easy Ways To Save For Your Family Adventures title. Sunset beach image with family on pier.

Don’t Buy Anything Without Checking For A Voucher First

In the age of internet shopping, it is possible to find discount codes for almost anything – including days out. It only takes a few minutes to do a quick search, but you could save a lot of money on things you were planning to buy anyway.

Vouchers from supermarkets, clothes shops and other places could help you save a few extra pennies to put towards your family adventures. Sites like Groupon are great for family dinners, and it’s worth signing up to VoucherCloud and other discount code websites too. Always do a price search and see if you could save yourself some money.

Sell Your Unwanted Items

Each Christmas or birthday helps you realise just how little space there is in your home, and how much stuff doesn’t get used. Instead of just letting unwanted items clutter up your home, sell them. If you’ve got streaming subscriptions, you can easily save yourself some money by selling off your old DVDs and Blu-Rays, while unwanted clothes and toys are perfect for eBay. If you want an easy way of posting your items, https://www.shiply.com/ is a great service to make shipping your items a breeze. Having a regular clear out not only helps you to make a bit of money but will keep your house in order too.

Keep A Forfeit Jar

Many families have swear jars, but if your family tends to be good on the bad language front, you might want to consider a different kind of forfeit jar instead. You could have one for anytime someone forgets a household rule, or whenever someone leaves a light on in the house. Keep it up and at the very least, you’ll stop some bad habits, while the best you can expect is a nice healthy sum for your savings pot.

Cut Your Bills

It’s becoming more common for people to switch providers for everything, including your utilities and banking. It’s worth ringing other providers for a quote and seeing if your current provider can match it. There are some great ways to haggle with service providers that can at least get you a temporary saving. Put the difference into savings and watch them grow month after month.

Saving money can be a fun and rewarding challenge for all the family, helping you to afford those little extras. Looking for some more great money saving tips? Check out this useful article on how to what to do when you need money fast. Enjoy finding ways of saving money with your family so that you can look forward to creating many more happy memories together.

*Disclosure: This is a collaborative post.

What To Do When You Need Money Fast

If you’re in a bind and need some quick cash it can be a very frustrating and emotionally distressing position to be in. Nobody likes to be backed into a corner, but if unfortunate circumstances prevail then what you really need are some options – and you need them fast. So here is some inspiration as to how to get a prompt cash injection to help you through difficult times…

Title 'What To Do When You Need Money Fast' with background image of clock and piles on coins

Declutter

You might be surprised by just how much some of your stuff is worth, particularly if you happen to have any collectibles lying around. Even if you don’t have single items of value, decluttering and selling what you no longer need can quickly add up. You can list them on ebay or local selling sites on social media. Or even have a carboot sale!

Sell Your Old Phone

How many of us still have our old phone laying around? It is easy to shove it in a drawer and then promptly forget all about it! But, as I already mentioned above, selling on unwanted or discarded items that are just laying around unused can really help when you are at a pinch. And old phones often have a decent value, especially if it is still in good condition and working order, which is often the case if you upgrade regularly. You can expect even more if you had one of the latest models at the time and it hasn’t been sat around too long! So this item in particular is one to note when looking for items to sell. Of course, the same goes for tablets too.

Find Your Creative Flair

Another thing you can do is to look in the free adverts section, or check out freecycle, then upcycle the items to create something worth selling. Again, you can promote these items on eBay or, with a little creative flair, you could even create an Etsy store.  Try to think outside the box in terms of what are the growing trends and you can make a fortune.

If you are a good photographer, or even artist, why not try selling some of your own work? Either as digital downloads on one of the many stock image sites, on a canvas or as small prints.

If you have a craft skill you could also make handmade items to sell.

Sell Gift Cards

Exchange gift cards for cash. Do you have any gift cards that you haven’t yet spent? Assuming you can’t spend them on essentials, try selling them on local selling groups, or sites such as Zeek.

Market Research Participation

There are tons of market research companies, both online and offline, that require you to simply provide your opinion on a variety of products and services.  The work itself doesn’t pay much, but it can be practically instant and requires no track record, skills, experience, or protracted interview and onboarding process.  The work itself is limited mostly to filling in a few questionnaires and offering verbal feedback.

Odd Jobs

Take a step out of the thirsty teenager’s book; where they’ll knock on doors or leaflet drop offering their services – mowing laws, cleaning windows, walking dogs, chopping down trees, doing ironing; whatever it is, they’ll be open to doing it.

There are plenty of things people will pay money for, particularly the time starved, that you can offer to help them with. It might sound a little embarrassing but you will be amazed by how open some people can be to paying cash for odd jobs they need doing but can’t find the time.

Temporary Work

You could also ask to take on extra shifts at work, or enquire about any potential overtime opportunities. If this is not an option, you could try temp agencies. There are often temporary assignments available, particularly if you don’t mind unskilled manual work and are happy to work shifts. Remember it is only temporary!

Casual Work

If you are more of an office based computer type person, there are online sites like fiverr. Or you could also look into casual work at local bars and restaurants too. Mystery shopper is another popular choice.

Get a Loan

In today’s global economic crisis and this prolonged credit crunch we have been experiencing, getting a standard loan from a bank is proving to be more and more challenging. Banks have an increased sensitivity to risk and are reluctance to lend to people. Not only that, but the interest on the loan is often a lot higher than it would have been ten years ago. Therefore, for many people, the option to get a standard loan from a high street bank isn’t all that viable,

If it is a real emergency, then there are a number of same day loan providers such as New Horizon that subject to approval can pay up to £2,500 within less than 15 months. Whilst this is convenient in an emergency, it is a very expensive way to borrow money so is best used as a short-term stop-gap solution rather than as a long-term financial strategy.

Renting Out Space

If you have a spare room in your home you may wish to consider taking in a lodger. Another popular idea, particularly if you live close to a commuter line station, is to rent out your parking space. Lastly you could even rent out your garage, if you have one. (Although beware of any insurance implications when doing so!)

Switch Your Bank

Sometimes when you switch to a new back they give you an incentive, such as £250 cashback. If you shop around for such a deal you might find you are able to take advantage of one of these offers when you truly need it the most.

Ask! (Or at least talk to someone)

Consider if you have any family or friends you can open up to, and explain the situation. Even if they can’t help in a practical sense, you will probably feel much better having talked it through with someone. And they might well help you out if they possibly can in one way or another. Just like you would hopefully do for them!

*This is a collaborative post.

Make Your Christmas More Creative

It’s easy to let Christmas take over your house, mind and wallet. Maybe it even instills a feeling of dread and an expectation that you’ll start the new year on the back foot in a bank overdraft. But there are many ways to upgrade your Christmas that don’t revolve around presents and decorations. Fun, personal and thoughtful touches will win every time! Here are some ideas to get those creative juices flowing, so that you can make some changes this year that’ll be more creative, fun, and also save you money – without compromising on time with loved ones.

A picture of Christmas accessories on a blue background with the title written in white.

Get crafty

If you’ve got a skill or talent that could be used to make a gift instead of buying one, this would add a personal touch and could save money (depending on the skill). If you’re a keen cook, why not offer to make a dish for Christmas dinner rather than buying everyone a gift? Perhaps you’d rather make a delicious dessert for everyone to share – it’ll be really appreciated, will help out the host and is something you can all share. If you’re more into sewing or painting, you may prefer to make small handmade gifts instead – just remember to give yourself enough time to complete them in the busy time leading up to Christmas.

Save money

Take advantage of cheaper options and make sure you shop around. If you have a particular gift in mind, see if you can get hold of it second hand – sites like eBay may have the same item either brand new or used – in many cases you might find one that’s been opened but never used, or still comes in the original box. Why spend more for no reason? Shopping around more could save you a lot of money! Just don’t forget that you may need to arrange your own courier which you’ll need to factor into your budget.

Take charge of Christmas games

Games are a big part of Christmas for many and a great way to bond with family. If games aren’t part of your Christmas day usually, why not give yourself the title of Games Coordinator, do some research and find a few easy games that’ll get you all working together and passing the time so you’ve got something to keep your mind busy when waiting for your food! 

If you’re already a lover of games, why not find a few new ones to try – perhaps you’ve got that one person that never wants to play and they need something else to get them motivated. If there’s a certain game that divides family members, try to find one that includes everyone and that appeals to their interests. Ask friends which games they play at Christmas time and steal any good recommendations!

New board games can be expensive so it’ll pay to shop around – a good tip is to look in charity shops or borrow from others. There are also so many games that only need a pen and paper or a pack of cards so you don’t need to spend a fortune!

Hopefully these tips give you some inspiration for cutting the cost of your Christmas this year and add a little sprinkle of creativity whilst saving you money!

*This is a collaborative post.